NOTICE OF TRUSTEE'S SALE
Grantor(s): John Barry and Rebecca Barry. Beneficiary: Banner Bank. Legal Description: LOT 3, APRICOT HILL SUBDIV.
P2005-003, VOL. 30, P. 60-65, CHELAN COUNTY. Assessor's Tax Parcel ID: 222128479030. PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 RCW: I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, Hacker & Willig, Inc., P.S., will on December 4, 2009 at 10:00 AM. at the following location: at the main entrance of the Chelan County Courthouse, 350 Orondo Avenue, Wenatchee, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following-described real property, situated in the County of Chelan, State of Washington, to wit: LOT 3, APRICOT HILL SUBDIVISION P2005-003, CHELAN COUNTY WASHINGTON, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 30 OF PLATS, PAGES
60-65. The address of said property is: 17 Cobb Court, Malaga, WA 98828. Assessor's Tax Parcel ID: 222128479030. The
afore-described real property is subject to that certain Deed of Trust dated July 24, 2007 and recorded on July 31, 2007, under Auditor's File No. 2262098, records of Chelan County Washington from John Barry and Rebecca Barry, husband and wife, as Grantors to Northwest Financial Corporation, a Washington corporation as Trustee, to secure an obligation in favor of Banner Bank, as Beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The defaults for which this foreclosure is made are as follows: April 1, 2009 - August 31, 2009: 5 Payments @ $377.38 = $ 1,886.90; 5 Late Charges @ $18.87 = $94.35; Appraisal = $400.00; Total Due $2,381.25. Other potential defaults pursuant to the terms of the Promissory Note ("Note") secured by the Deed of Trust may exist which do not involve payment to the Beneficiary. If applicable, each of these defaults must be cured. Listed below are categories of common defaults which do not involve payment of money to the Beneficiary. Opposite each listed default is a brief description of the action and/or documentation necessary to cure the potential default. This list does not exhaust all possible other defaults; any defaults identified by the Beneficiary or Trustee that are not listed below must also be cured. OTHER DEFAULT/CURE Nonpayment of Taxes/Assessments - Written proof to the Trustee that all taxes and assessments against the property are paid current; Default under any senior lien - Written proof to the Trustee that all senior liens are paid current and that no other defaults exist; Waste - Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust; Unauthorized sale of property (Due on Sale) - Revert title to permitted vestee. Costs and Fees In addition to the amounts in arrears specified above, you are or may be obligated to pay the following estimated charges, costs and fees to pay off the Deed of Trust. Trustee's or Attorneys' Fees - $850.00; Title Report - $345.60; Recording Fees - $150.00; Posting of Notice of Default - $40.00; Posting of Notice of Sale - $40.00; Postage - $75.00; Photocopies - $50.00; Long distance telephone charges - $20.00; Federal Express - $20.00; Legal Messenger Fees $30.00; ESTIMATED TOTAL CHARGES, COSTS AND FEES - $1,620.60; ESTIMATED TOTAL BREACH AMOUNTS - $2,381.25; Total Current Estimated Reinstatement Amount: $4,001.85. The estimated amounts that will be due to reinstate on November 23, 2009 (11 days before the sale date): Additional Arrearages: August 31, 2009 - November 23, 2009: 3 Payments @ $377.38
= $1,132.14; 3 Late Charges @ $18.87 = $56.61; Subtotal: $1,188.75; Additional Costs and Fees: Est. Additional Trustee's or Attorneys' Fees - $0.00; Estimated Publication Costs - $850.00; Subtotal: $850.00; Total Estimated Reinstatement Amount as of November 23, 2009: $6,040.60. IV. The sum owing on the obligation secured by th
